This is an individual current account in which all banking services are bundled to achieve maximum customer convenience. It offers automatic access to Salary Advance.

Features
•Minimum opening and operating balances as follows:
 - N250,000 (Premium)
 - N100,000 (Gold)
 - N50,000 (Silver)
 - N10,000 (Standard)
•No restriction on the number of withdrawals
•It is COT-free for non-borrowing customers, while normal COT applies for borrowing customers

Benefits
•Minimum balance attracts interest rate of 2% p.a.
•Automatic access to a suite of credit products
•Minimum collateral required for credit facility
•Free VISA, ATM cards (as per category)
•Bills payment 
•Free financial advisory services
•Free mobile, internet, transaction alerts and telephone banking
•Online operation and local money transfer

How to Apply
•Suitable identification document of principal officer (International passport, Drivers License or National ID card)
•Letter of introduction/reference from employer (Firms of reputable names)
•Current utility bill
•Three recent passpot photographs
•Valid employee ID card
•Three months pay slip and bank statement
•Direct debit mandate
•Account opening forms can be obtained at any Springbank Branch, on the internet or directly from our marketing staff